If I have been given some money and I lose it inside my house, I still have it but it is lost to me. When I find it again, I will have it in my possession.

If I am baptized into the body of Christ, I have salvation, but if I continually disobey Him, I still have my chance at salvation, but it is lost to me as long as I disobey. This should not be confusing...

A parent's love for a child is always there, but rewards from the parent can be lost if the child is disobedient all the time.

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Romans 16:16 1 Thess. 5:17 1 Thess. 5:22 1 Tim. 6:12 2 Tim 2:15