This is not wholly true.

The story of the rich man and Lazarus, be it a parable or true story is nevertheless true to life, so from it we learn that upon death, we are in the Hadean world, which is made up of two parts. This can be considered a judgement of sorts, but it is not the judgement spoke of in Scripture.

Consider this: Our civil authorities have enough knowledge to leave the good folks on the streets and the bad guys in jail. Give God enough credit that He knows who is who.

Judgement Day is not a time of true judgement as we know it. Rather, it is a time of vindication when God announces the final destination of the righterous and the wicked. There will be no surprises for those who are already deceased on Judgement Day as I understand it.

Please provide Scriptural support showing that people are in Heaven or Hell right now as compared to a temporary place.